nurhaliza, S., Daud, I., malini, H., Giriati, G., & Irfani, M. (2024). Financial literacy on a person‘s attitude towards debt and the influence of friends on debt habits in Indonesia . Jurnal Ekonomi, 13(01), 496–511. Retrieved from https://www.ejournal.seaninstitute.or.id/index.php/Ekonomi/article/view/3435