KARNAIN, B.; SUGIHARTO, S.; DEWI, R.; GS, A. . D. Factors Affecting Credit Demand at Pegadaian Companies. Jurnal Ekonomi, [S. l.], v. 13, n. 01, p. 2418–2428, 2024. Disponível em: https://www.ejournal.seaninstitute.or.id/index.php/Ekonomi/article/view/4259. Acesso em: 26 may. 2026.