PRISKA BASARIANA PANGGABEAN; SITOMPUL, T. Determinants Of Consumption Credit In North Sumatera. Jurnal Ekonomi, [S. l.], v. 13, n. 02, p. 1514–1523, 2024. Disponível em: https://www.ejournal.seaninstitute.or.id/index.php/Ekonomi/article/view/4406. Acesso em: 30 jul. 2026.