Abidi, Rizal, and Usman Sastradipraja. “EFFECT OF LDR, CAR, BOPO AND INFLATION ON NPL”. Jurnal Ekonomi 12, no. 01 (January 20, 2023): 848–863. Accessed June 25, 2026. https://www.ejournal.seaninstitute.or.id/index.php/Ekonomi/article/view/1252.